70 FR 77 pgs. 20902-20914 - Federal Home Loan Bank Members Selected for Community Support Review

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Type: NOTICEVolume: 70Number: 77Pages: 20902 - 20914

Docket number: [No. 2005-N-01]

FR document: [FR Doc. 05-8037 Filed 4-21-05; 8:45 am]

Agency: Federal Housing Finance Board

Official PDF Version: PDF Version

FEDERAL HOUSING FINANCE BOARD

[No. 2005-N-01]

Federal Home Loan Bank Members Selected for Community Support Review

AGENCY:

Federal Housing Finance Board.

ACTION:

Notice.

SUMMARY:

The Federal Housing Finance Board (Finance Board) is announcing the Federal Home Loan Bank (Bank) members it has selected for the 2004-05 fifth quarter review cycle under the Finance Board's community support requirements regulation. This notice also prescribes the deadline by which Bank members selected for review must submit Community Support Statements to the Finance Board.

DATES:

Bank members selected for the fifth quarter review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board on or before May 26, 2005.

ADDRESSES:

Bank members selected for the 2004-05 fifth quarter review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board either by regular mail at the Federal Housing Finance Board, Office of Supervision, Community Investment and Affordable Housing, 1777 F Street NW., Washington, DC 20006, or by electronic mail at FITZGERALDE@FHFB.GOV.

FOR FURTHER INFORMATION CONTACT:

Emma J. Fitzgerald, Program Analyst, Office of Supervision, Community Investment and Affordable Housing, by telephone at 202-408-2874, by electronic mail at FITZGERALDE@FHFB.GOV , or by regular mail at the Federal Housing Finance Board, 1777 F Street NW., Washington, DC 20006.

SUPPLEMENTARY INFORMATION:

I. Selection for Community Support Review

Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) requires the Finance Board to promulgate regulations establishing standards of community investment or service Bank members must meet in order to maintain access to long-term advances. See 12 U.S.C. 1430(g)(1). The regulations promulgated by the Finance Board must take into account factors such as the Bank member's performance under the Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq. , and record of lending to first-time homebuyers. See 12 U.S.C. 1430(g)(2). Pursuant to section 10(g) of the Bank Act, the Finance Board has promulgated a community support requirements regulation that establishes standards a Bank member must meet in order to maintain access to long-term advances, and review criteria the Finance Board must apply in evaluating a member's community support performance. See 12 CFR part 944. The regulation includes standards and criteria for the two statutory factors-CRA performance and record of lending to first-time homebuyers. 12 CFR 944.3. Only members subject to the CRA must meet the CRA standard. 12 CFR 944.3(b). All members, including those not subject to CRA, must meet the first-time homebuyer standard. 12 CFR 944.3(c).

Under the rule, the Finance Board selects approximately one-eighth of the members in each Bank district for community support review each calendar quarter. 12 CFR 944.2(a). The Finance Board will not review an institution's community support performance until it has been a Bank member for at least one year. Selection for review is not, nor should it be construed as, any indication of either the financial condition or the community support performance of the member.

Each Bank member selected for review must complete a Community Support Statement and submit it to the Finance Board by the May 26, 2005 deadline prescribed in this notice. 12 CFR 944.2(b)(1)(ii) and (c). On or before April 28, 2005, each Bank will notify the members in its district that have been selected for the 2004-05 fifth quarter community support review cycle that they must complete and submit to the Finance Board by the deadline a Community Support Statement. 12 CFR 944.2(b)(2)(i). The member's Bank will provide a blank Community Support Statement Form, which also is available on the Finance Board's Web site: http://www.fhfb.gov. Upon request, the member's Bank also will provide assistance in completing the Community Support Statement.

The Finance Board has selected the following members for the 2004-05 fifth quarter community support review cycle:


Federal Home Loan Bank of Boston-District 1
People's Bank	Bridgeport	Connecticut.
Farmington Savings Bank	Farmington	Connecticut.
Liberty Bank	Middletown	Connecticut.
Naugatuck Savings Bank	Naugatuck	Connecticut.
The Citizens National Bank	Putnam	Connecticut.
The Simsbury Bank and Trust Company	Simsbury	Connecticut.
Windsor Federal Savings and Loan Association	Windsor	Connecticut.
St. Croix Federal Credit Union	Baileyville	Maine.
UnitedKingfield Bank	Bangor	Maine.
Ocean Communities Federal Credit Union	Biddeford	Maine.
St. Joseph's Credit Union	Biddeford	Maine.
Gardiner Savings Institution, FSB	Gardiner	Maine.
Machias Savings Bank	Machias	Maine.
Katahdin Federal Credit Union	Millinocket	Maine.
Hanscom Federal Credit Union	Bedford	Massachusetts.
University Credit Union	Boston	Massachusetts.
Tremont Credit Union	Boston	Massachusetts.
HarborOne Credit Union	Brockton	Massachusetts.
Dedham Co-operative Bank	Dedham	Massachusetts.
Everett Credit Union	Everett	Massachusetts.
Workers' Credit Union	Fitchburg	Massachusetts.
Framingham Co-operative Bank	Framingham	Massachusetts.
Dean Cooperative Bank	Franklin	Massachusetts.
Benjamin Franklin Bank	Franklin	Massachusetts.
Greenfield Savings Bank	Greenfield	Massachusetts.
UMassFive College Federal Credit Union	Hadley	Massachusetts.
Economy Co-operative Bank	Merrimac	Massachusetts.
Mayflower Co-operative Bank	Middleboro	Massachusetts.
Millbury Federal Credit Union	Millbury	Massachusetts.
First Citizens' Federal Credit Union	New Bedford	Massachusetts.
North Shore Bank, A Co-Operative Bank	Peabody	Massachusetts.
Berkshire Bank	Pittsfield	Massachusetts.
The Pittsfield Cooperative Bank	Pittsfield	Massachusetts.
The Sharon Co-operative Bank	Sharon	Massachusetts.
Slade's Ferry Trust Company	Somerset	Massachusetts.
Central Cooperative Bank	Somerville	Massachusetts.
Savers Co-operative Bank	Southbridge	Massachusetts.
StonehamBank-A Co-operative Bank	Stoneham	Massachusetts.
The Martha's Vineyard Co-operative Bank	Vineyard Haven	Massachusetts.
Ware Co-operative Bank	Ware	Massachusetts.
Westfield Bank	Westfield	Massachusetts.
Winthrop Federal Credit Union	Winthrop	Massachusetts.
Connecticut River Bank N.A.	Charlestown	New Hampshire.
Claremont Savings Bank	Claremont	New Hampshire.
Triangle Credit Union	Nashua	New Hampshire.
Sugar River Savings Bank	Newport	New Hampshire.
Lake Sunapee Bank, FSB	Newport	New Hampshire.
Piscataqua Savings Bank	Portsmouth	New Hampshire.
Service Credit Union	Portsmouth	New Hampshire.
The Washington Trust Company	Westerly	Rhode Island.
The Bank of Bennington	Bennington	Vermont.
Factory Point National Bank	Manchester Center	Vermont.
Heritage Family Credit Union	Rutland	Vermont.
Passumpsic Savings Bank	St. Johnsbury	Vermont.
Federal Home Loan Bank of New York-District 2
American Savings Bank of NJ	Bloomfield	New Jersey.
Clifton Savings Bank, SLA	Clifton	New Jersey.
Sussex Bank	Franklin	New Jersey.
Ocwen Federal Bank FSB	Ft. Lee	New Jersey.
First Hope Bank, NA	Hope	New Jersey.
Magyar Savings Bank	New Brunswick	New Jersey.
Lusitania Savings Bank, FSB	Newark	New Jersey.
Roebling Bank	Roebling	New Jersey.
Monroe Savings Bank, SLA	Williamstown	New Jersey.
Franklin Savings Bank	Woodstown	New Jersey.
Ponce De Leon Federal Bank	Bronx	New York.
Community Capital Bank	Brooklyn	New York.
Atlantic Liberty Savings, FA	Brooklyn	New York.
Bank of Castile	Castile	New York.
Fulton Savings Bank	Fulton	New York.
Astoria Federal Savings Loan Association	Lake Success	New York.
Pittsford Federal Credit Union	Mendon	New York.
First Federal Savings of Middletown	Middletown	New York.
United Orient Bank	New York	New York.
Amalgamated Bank	New York	New York.
Northfield Savings Bank	Staten Island	New York.
Empire Federal Credit Union	Syracuse	New York.
Federal Home Loan Bank of Pittsburg-District 3
Wilmington Savings Fund Society, FSB	Wilmington	Delaware.
Citicorp Trust Bank, FSB	Baltimore	Maryland.
C G Savings Bank	Altoona	Pennsylvania.
Ambler Savings Bank	Ambler	Pennsylvania.
First Star Savings Bank	Bethlehem	Pennsylvania.
First FSLA of Bucks County	Bristol	Pennsylvania.
Alliance Bank	Broomall	Pennsylvania.
Sharon Savings Bank	Darby	Pennsylvania.
ESB Bank	Ellwood City	Pennsylvania.
County Savings Bank	Essington	Pennsylvania.
Bank of Hanover and Trust Company	Hanover	Pennsylvania.
Hatboro Federal Savings	Hatboro	Pennsylvania.
Fox Chase Bank	Hatboro	Pennsylvania.
First Federal Bank	Hazleton	Pennsylvania.
William Penn Savings and Loan Association	Levittown	Pennsylvania.
Willow Grove Bank	Maple Glen	Pennsylvania.
First Keystone Federal Savings Bank	Media	Pennsylvania.
Morton Savings Bank	Morton	Pennsylvania.
Nesquehoning Savings Bank	Nesquehoning	Pennsylvania.
Third Federal Savings Bank	Newtown	Pennsylvania.
Malvern Federal Savings Bank	Paoli	Pennsylvania.
First Savings Bank of Perkasie	Perkasie	Pennsylvania.
Washington Savings Association	Philadelphia	Pennsylvania.
Second FSLA of Philadelphia	Philadelphia	Pennsylvania.
Asian Bank	Philadelphia	Pennsylvania.
Pennsylvania Business Bank	Philadelphia	Pennsylvania.
Progressive Home FSLA	Pittsburgh	Pennsylvania.
National City Bank of Pennsylvania	Pittsburgh	Pennsylvania.
The Quakertown National Bank	Quakertown	Pennsylvania.
Mercer County State Bank	Sandy Lake	Pennsylvania.
Penn Security Bank and Trust Company	Scranton	Pennsylvania.
North Penn Savings Loan Association	Scranton	Pennsylvania.
Slovenian SLA of Canonsburg, Pa	Strabane	Pennsylvania.
First National Bank of Chester County	West Chester	Pennsylvania.
Stonebridge Bank	West Chester	Pennsylvania.
First Century Bank, N.A	Bluefield	West Virginia.
Pioneer Community Bank	Iaeger	West Virginia.
Bank of Mount Hope, Inc	Mount Hope	West Virginia.
Community Bank of Parkersburg	Parkersburg	West Virginia.
First National Bank	Spencer	West Virginia.
Pleasants County Bank	St. Marys	West Virginia.
The Poca Valley Bank, Inc	Walton	West Virginia.
Federal Home Loan Bank of Atlanta-District 4
Covington County Bank	Andalusia	Alabama.
United Bank	Atmore	Alabama.
AmSouth Bank	Birmingham	Alabama.
Community Bank	Blountsville	Alabama.
Peoples Community Bank	Columbia	Alabama.
Cullman Savings Bank	Cullman	Alabama.
Peoples Bank of North Alabama	Cullman	Alabama.
First American Bank	Decatur	Alabama.
The Citizens Bank	Enterprise	Alabama.
Bank Trust of Alabama	Eufala	Alabama.
EvaBank	Eva	Alabama.
First Gulf Bank	Gulf Shores	Alabama.
New South Federal Savings Bank	Irondale	Alabama.
Merchants Bank	Jackson	Alabama.
Farmers and Merchants Bank	Lafayette	Alabama.
Southwest Bank of Alabama	McIntosh	Alabama.
Bank Trust	Mobile	Alabama.
Community Spirit Bank	Red Bay	Alabama.
Valley State Bank	Russellville	Alabama.
The Peoples Bank and Trust Company	Selma	Alabama.
Sweet Water State Bank	Sweet Water	Alabama.
First Federal of the South	Sylacauga	Alabama.
The First National Bank of Talladega	Talladega	Alabama.
First Citizens Bank	Talladega	Alabama.
First United Security Bank	Thomasville	Alabama.
Merchants Farmers Bank	Tuscaloosa	Alabama.
City First Bank of D.C., N.A	Washington	D.C.
Citrus and Chemical Bank	Bartow	Florida.
Mackinac Savings Bank, FSB	Boynton Beach	Florida.
Olde Cypress Community Bank	Clewiston	Florida.
First Bank of Clewiston	Clewiston	Florida.
First National Bank of Crestview	Crestview	Florida.
Regent Bank	Davie	Florida.
Dunnellon State Bank	Dunnellon	Florida.
Landmark Bank, N.A	Fort Lauderdale	Florida.
Old Florida Bank	Fort Myers	Florida.
First City Bank of Florida	Fort Walton Beach	Florida.
Desjardins Bank, N.A	Hallandale	Florida.
Florida Community Bank	Immokalee	Florida.
The Bank of Inverness	Inverness	Florida.
First Guaranty Bank and Trust Company	Jacksonville	Florida.
Educational Community Credit Union	Jacksonville	Florida.
Monticello Bank	Jacksonville	Florida.
First Federal Savings Bank	Lake City	Florida.
Publix Employees Federal Credit Union	Lakeland	Florida.
Helm Bank	Miami	Florida.
Commercial Bank of Florida	Miami	Florida.
Eastern National Bank	Miami	Florida.
Pelican National Bank	Naples	Florida.
American National Bank	Oakland Park	Florida.
CNL Bank	Orlando	Florida.
First Community Bank of Palm Beach County	Pahokee	Florida.
Peoples First Community Bank	Panama City	Florida.
Tropical Financial Credit Union	Pembroke Pines	Florida.
Century Bank, a Federal Savings Bank	Sarasota	Florida.
Highlands Independent Bank	Sebring	Florida.
Eastern Financial Florida Credit Union	South Florida	Florida.
Raymond James Bank, FSB	St. Petersburg	Florida.
United Southern Bank	Umatilla	Florida.
Marine Bank and Trust	Vero Beach	Florida.
Sterling Bank, F.S.B	West Palm Beach	Florida.
Montgomery Bank Trust	Ailey	Georgia.
Citizens Trust Bank	Atlanta	Georgia.
First Bank of Georgia	Augusta	Georgia.
United Community Bank	Blairsville	Georgia.
First National Bank of Georgia	Buchanan	Georgia.
Bank of Chickamauga	Chickamauga	Georgia.
Southeastern Bank	Darien	Georgia.
First National Bank of Coffee County	Douglas	Georgia.
The Peoples Bank	Eatonton	Georgia.
Pinnacle Bank	Elberton	Georgia.
Gainesville Bank and Trust	Gainesville	Georgia.
First Citizens Bank	Glennville	Georgia.
South Georgia Bank	Glennville	Georgia.
SunMark Community Bank	Hawkinsville	Georgia.
Community Trust Bank	Hiram	Georgia.
Northeast Georgia Bank	Lavonia	Georgia.
Peoples Bank	Lithonia	Georgia.
The Community Bank	Loganville	Georgia.
Rivoli Bank Trust	Macon	Georgia.
Family Bank	Pelham	Georgia.
The Citizens National Bank of Quitman	Quitman	Georgia.
Wilcox County State Bank	Rochelle	Georgia.
Citizens First Bank	Rome	Georgia.
Farmers and Merchants Community Bank	Senoia	Georgia.
Quantum National Bank	Suwanee	Georgia.
Citizens Bank Trust	Trenton	Georgia.
Farmers and Merchants Bank	Washington	Georgia.
First Piedmont Bank	Winder	Georgia.
Susquehanna Bank	Baltimore	Maryland.
State Employees Credit Union	Baltimore	Maryland.
Vigilant Federal Savings Bank	Baltimore	Maryland.
Ideal Federal Savings Bank	Baltimore	Maryland.
Bay-Vanguard Federal Savings Bank	Baltimore	Maryland.
Hull Federal Savings Bank	Baltimore	Maryland.
TMB Federal Credit Union	Cabin John	Maryland.
Cecil Federal Bank	Elkton	Maryland.
The Back and Middle River Federal	Essex	Maryland.
County National Bank	Glen Burnie	Maryland.
North Arundel Savings Bank	Pasadena	Maryland.
Provident State Bank of Preston	Preston	Maryland.
IR Federal Credit Union	Riverdale	Maryland.
Randolph Bank Trust Company	Asheboro	North Carolina.
Mechanics and Farmers Bank	Durham	North Carolina.
Gateway Bank Trust Company	Elizabeth City	North Carolina.
Macon Bank	Franklin	North Carolina.
First Gaston Bank of North Carolina	Gastonia	North Carolina.
Carolina Bank	Greensboro	North Carolina.
Hertford Savings Bank, SSB	Hertford	North Carolina.
The Little Bank	Kinston	North Carolina.
Lexington State Bank	Lexington	North Carolina.
Industrial Federal Savings Bank	Lexington	North Carolina.
First Savings and Loan Association	Mebane	North Carolina.
American Community Bank	Monroe	North Carolina.
Mount Gilead Savings and Loan Association	Mount Gilead	North Carolina.
State Employees' Credit Union	Raleigh	North Carolina.
Taylorsville Savings Bank, SSB	Taylorsville	North Carolina.
Anson Bank Trust Company	Wadesboro	North Carolina.
Waccamaw Bank	Whiteville	North Carolina.
Cooperative Bank	Wilmington	North Carolina.
People's Community Bank of S.C	Aiken	South Carolina.
Home Federal Savings and Loan Association	Bamberg	South Carolina.
Florence National Bank	Florence	South Carolina.
Bank of Greeleyville	Greeleyville	South Carolina.
GrandSouth Bank	Greenville	South Carolina.
Countybank	Greenwood	South Carolina.
Greer State Bank	Greer	South Carolina.
First National Bank of South Carolina	Holly Hill	South Carolina.
Kingstree Federal Savings Loan Association	Kingstree	South Carolina.
The Bank of Clarendon	Manning	South Carolina.
Southcoast Community Bank	Mt. Pleasant	South Carolina.
Anderson Brothers Bank	Mullins	South Carolina.
Pickens Savings Loan Association, F.A	Pickens	South Carolina.
Bank of Travelers Rest	Travelers Rest	South Carolina.
Napus Federal Credit Union	Alexandria	Virginia.
The Blue Grass Valley Bank	Blue Grass	Virginia.
The Bank of Southside Virginia	Carson	Virginia.
Second Bank Trust	Culpeper	Virginia.
Apple Federal Credit Union	Fairfax	Virginia.
Imperial Savings and Loan Association	Martinsville	Virginia.
Navy Federal Credit Union	Merrifield	Virginia.
Bank of the Commonwealth	Norfolk	Virginia.
Lee Bank and Trust Company	Pennington Gap	Virginia.
The Marathon Bank	Winchester	Virginia.
Federal Home Loan Bank of Cincinnati-District 5
Wilson Muir Bank and Trust Company	Bardstown	Kentucky.
Farmers Bank Trust Company	Bardstown	Kentucky.
Bank of Cadiz and Trust Company	Cadiz	Kentucky.
Bank of Columbia	Columbia	Kentucky.
The Harrison Deposit Bank and Trust Company	Cynthiana	Kentucky.
Kentucky National Bank	Elizabethtown	Kentucky.
The Peoples Bank of Fleming County	Flemingsburg	Kentucky.
Farmers Bank	Hardinsburg	Kentucky.
Hancock Bank and Trust Company	Hawesville	Kentucky.
Peoples Bank Trust Company of Hazard	Hazard	Kentucky.
Heritage Bank	Hopkinsville	Kentucky.
Planters Bank, Inc	Hopkinsville	Kentucky.
Bank of Jamestown	Jamestown	Kentucky.
THE BANK-Oldham County, Inc	LaGrange	Kentucky.
Leitchfield Deposit Bank and Trust Company	Leitchfield	Kentucky.
Central Bank Trust Company, Inc	Lexington	Kentucky.
LN Federal Credit Union	Louisville	Kentucky.
Farmers BT Company of Marion, Kentucky	Marion	Kentucky.
Monticello Banking Company	Monticello	Kentucky.
Pioneer Bank	Munfordville	Kentucky.
South Central Bank of Daviess County, Inc	Owensboro	Kentucky.
The Salt Lick Deposit Bank	Owingsville	Kentucky.
Blue Grass Federal Savings and Loan Association	Paris	Kentucky.
First Commonwealth Bank of Prestonsburg, Inc	Prestonsburg	Kentucky.
Fort Knox National Bank	Radcliff	Kentucky.
Belpre Savings Bank	Belpre	Ohio.
The Farmers Citizens Bank	Bucyrus	Ohio.
First FSLA of Centerburg	Centerburg	Ohio.
Union Savings Bank	Cincinnati	Ohio.
The Mercantile Savings Bank	Cincinnati	Ohio.
Eagle Savings Bank	Cincinnati	Ohio.
The Winton Savings and Loan Company	Cincinnati	Ohio.
Conneaut Savings Bank	Conneaut	Ohio.
The Commercial Bank	Delphos	Ohio.
The Fort Jennings State Bank	Fort Jennings	Ohio.
The Hamler State Bank	Hamler	Ohio.
Morgan Bank	Hudson	Ohio.
The Fahey Banking Company of Marion	Marion	Ohio.
Citizens National Bank of McConnelsville	McConnelsville	Ohio.
The American Savings Loan Association	Middletown	Ohio.
First National Bank of New Holland	New Holland	Ohio.
The Farmers State Bank	New Washington	Ohio.
First National Bank	Orrville	Ohio.
The Republic Banking Company	Republic	Ohio.
Chippewa Valley Bank	Rittman	Ohio.
Mutual Federal Savings Bank	Sidney	Ohio.
Central FSLA of Wellsville	Wellsville	Ohio.
The Peoples Savings and Loan Company	West Liberty	Ohio.
The Union Banking Company	West Mansfield	Ohio.
Farmers State Bank	West Salem	Ohio.
First Community Bank	Whitehall	Ohio.
The Wilmington Savings Bank	Wilmington	Ohio.
The Wayne County National Bank of Wooster	Wooster	Ohio.
Brighton Bank	Brighton	Tennessee.
Cumberland Bank	Carthage	Tennessee.
Highland Federal Savings and Loan Association	Crossville	Tennessee.
Security Federal Bank	Elizabethton	Tennessee.
The Lauderdale County Bank	Halls	Tennessee.
Carroll Bank Trust	Huntingdon	Tennessee.
The Coffee County Bank	Manchester	Tennessee.
First National Bank	Manchester	Tennessee.
The Home Bank of Tennessee	Maryville	Tennessee.
Memphis Area Teachers' Credit Union	Memphis	Tennessee.
Johnson County Bank	Mountain City	Tennessee.
Home Banking Company	Selmer	Tennessee.
Federal Home Loan Bank of Indianapolis-District 6
Bedford Federal Savings Bank	Bedford	Indiana.
FCN Bank	Rookville	Indiana.
Union Federal Savings Loan Association	Crawfordsville	Indiana.
Decatur Bank and Trust Company	Decatur	Indiana.
United Fidelity Bank	Evansville	Indiana.
Fowler State Bank	Fowler	Indiana.
First Federal Savings Bank	Huntington	Indiana.
Campbell Fetter Bank	Kendallville	Indiana.
United Community Bank	Lawrenceburg	Indiana.
River Valley Financial Bank	Madison	Indiana.
Fidelity FSB	Marion	Indiana.
MarkleBank	Markle	Indiana.
First State Bank of Middlebury	Middlebury	Indiana.
Citizens Financial Services, FSB	Munster	Indiana.
Community Bank of Southern Indiana	New Albany	Indiana.
Ameriana Bank and Trust, SB	New Castle	Indiana.
AmericanTrust FSB	Peru	Indiana.
Spencer County Bank	Santa Claus	Indiana.
Jackson County Bank	Seymour	Indiana.
Shelby County Bank	Shelbyville	Indiana.
Terre Haute Savings Bank	Terre Haute	Indiana.
Frances Slocum Bank Trust Company	Wabash	Indiana.
Homestead Savings Bank	Albion	Michigan.
Ann Arbor Commerce Bank	Ann Arbor	Michigan.
Charlevoix State Bank	Charlevoix	Michigan.
Dearborn Federal Savings Bank	Dearborn	Michigan.
Financial Health Credit Union	East Lansing	Michigan.
Firstbank-Lakeview	Lakeview	Michigan.
Capitol National Bank	Lansing	Michigan.
State Employees Credit Union	Lansing	Michigan.
Independent Bank-South Michigan	Leslie	Michigan.
State Savings Bank	Manistique	Michigan.
Mason State Bank	Mason	Michigan.
Community Financial Credit Union	Plymouth	Michigan.
Team One Credit Union	Saginaw	Michigan.
Sidney State Bank	Sidney	Michigan.
Flagstar Bank	Troy	Michigan.
Standard Federal Bank National Association	Troy	Michigan.
Research Federal Credit Union	Warren	Michigan.
Firstbank-West Branch	West Branch	Michigan.
Federal Home Loan Bank of Chicago-District 7
Oxford Bank and Trust	Addison	Illinois.
Greater Chicago Bank	Bellwood	Illinois.
Heartland Bank Trust Company	Bloomington	Illinois.
Peoples Bank of Kankakee County	Bourbonnais	Illinois.
Bridgeview Bank and Trust	Bridgeview	Illinois.
Southe Pointe Bank	Carbondale	Illinois.
United Community Bank	Chatham	Illinois.
First Savings Bank of Hegewisch	Chicago	Illinois.
Flower Bank, FSB	Chicago	Illinois.
Illinois Service FSLA	Chicago	Illinois.
Foster Bank	Chicago	Illinois.
Burling Bank	Chicago	Illinois.
Austin Bank of Chicago	Chicago	Illinois.
Community Bank of Lawndale	Chicago	Illinois.
Amalgamated Bank of Chicago	Chicago	Illinois.
State Bank of Countryside	Countryside	Illinois.
First Savings Bank	Danville	Illinois.
Clover Leaf Bank	Edwardsville	Illinois.
Effingham State Bank	Effingham	Illinois.
Illinois Community Bank	Effingham	Illinois.
Washington Savings Bank	Effingham	Illinois.
EFS Bank	Elgin	Illinois.
First American Bank	Elk Grove Village	Illinois.
Forest Park National Bank Trust Company	Forest Park	Illinois.
Harris Bank Frankfort	Frankfort	Illinois.
Union Savings Bank	Freeport	Illinois.
Central Bank Illinois	Geneseo	Illinois.
Bank of Gibson City	Gibson City	Illinois.
Northside Community Bank	Gurnee	Illinois.
Parkway Bank Trust Company	Harwood Heights	Illinois.
North Central Bank	Hennepin	Illinois.
State Bank of Herscher	Herscher	Illinois.
The Farmers State Bank and Trust Company	Jacksonville	Illinois.
First FSLA of Kewanee	Kewanee	Illinois.
Logan County Bank	Lincoln	Illinois.
Twin Oaks Savings Bank	Marseilles	Illinois.
Citizens Community Bank	Mascoutah	Illinois.
Middletown State Bank	Middleton	Illinois.
Blackhawk State Bank	Milan	Illinois.
First State Bank of Monticello	Monticello	Illinois.
BankPlus, FSB	Morton	Illinois.
George Washington Savings Bank	Oak Lawn	Illinois.
The First National Bank of Ogden	Ogden	Illinois.
The First National Bank of Okawville	Okawville	Illinois.
First National Bank in Olney	Olney	Illinois.
The Edgar County Bank Trust Company	Paris	Illinois.
First FSLA of Pekin	Pekin	Illinois.
Peru Federal Savings Bank	Peru	Illinois.
First National Bank in Pinckneyville	Pinckneyville	Illinois.
Mercantile Trust and Savings Bank	Quincy	Illinois.
State Street Bank Trust Company	Quincy	Illinois.
North County Savings Bank	Red Bud	Illinois.
First Crawford State Bank	Robinson	Illinois.
American Bank and Trust Company	Rock Island	Illinois.
Stillman BancCorp, N.A	Rockford	Illinois.
First Savanna Savings Bank	Savanna	Illinois.
First State Bank of Shannon-Polo	Shannon	Illinois.
Security Bank	Springfield	Illinois.
UnionBank	Streator	Illinois.
The National Bank Trust Company of Sycamore	Sycamore	Illinois.
Alpha Community Bank	Toluca	Illinois.
Villa Park Trust Savings Bank	Villa Park	Illinois.
Citizens First State Bank of Walnut	Walnut	Illinois.
Hill Dodge Banking Company	Warsaw	Illinois.
State Bank of Waterloo	Waterloo	Illinois.
Cardunal Savings Bank, FSB	West Dundee	Illinois.
Citicorp Trust Bank, FSB	Baltimore	Maryland.
First American Credit Union	Beloit	Wisconsin.
Jackson County Bank	Black River Falls	Wisconsin.
State Bank of Cross Plains	Cross Plains	Wisconsin.
State Financial Bank, National Association	Hales Corners	Wisconsin.
AM Community Credit Union	Kenosha	Wisconsin.
Time Federal Savings Bank	Medford	Wisconsin.
MI Marshall Ilsley Bank	Milwaukee	Wisconsin.
Marine Bank	Pewaukee	Wisconsin.
Community Bank Spring Green and Plain	Spring Green	Wisconsin.
Tomahawk Community Bank SSB	Tomahawk	Wisconsin.
Federal Home Loan Bank of Des Moines-District 8
Peoples Trust Savings Bank	Adel	Iowa.
Security State Bank	Anamosa	Iowa.
Farmers Trust and Savings Bank	Buffalo Center	Iowa.
Linn Area Credit Union	Cedar Rapids	Iowa.
United Security Savings Bank, F.S.B	Cedar Rapids	Iowa.
Bank Iowa	Larinda	Iowa.
Clear Lake Bank and Trust Company	Clear Lake	Iowa.
Gateway State Bank	Clinton	Iowa.
Cresco Union Savings Bank	Cresco	Iowa.
De Witt Bank Trust Company	De Witt	Iowa.
Denver Savings Bank	Denver	Iowa.
Premier Bank	Dubuque	Iowa.
Liberty Trust Savings Bank	Durant	Iowa.
Farmers Trust Savings Bank	Earling	Iowa.
Hardin County Savings Bank	Eldora	Iowa.
Peoples State Bank	Elkader	Iowa.
NorthStar Bank	Estherville	Iowa.
Bank Plus	Estherville	Iowa.
Fort Madison Bank Trust Company	Fort Madison	Iowa.
Security Savings Bank	Gowrie	Iowa.
Midstates Bank, NA	Harlan	Iowa.
Hills Bank and Trust Company	Hills	Iowa.
First State Bank	Ida Grove	Iowa.
Peoples Savings Bank	Indianola	Iowa.
Iowa Falls State Bank	Iowa Falls	Iowa.
Kerndt Brothers Savings Bank	Lansing	Iowa.
Libertyville Savings Bank	Libertyville	Iowa.
First State Bank	Lynnville	Iowa.
First National Bank	Manning	Iowa.
Valley Bank Trust	Mapleton	Iowa.
Maquoketa State Bank	Maquoketa	Iowa.
Maynard Savings Bank	Maynard	Iowa.
Union State Bank	Monona	Iowa.
Citizens State Bank	Monticello	Iowa.
Mount Vernon Bank and Trust Company	Mount Vernon	Iowa.
Wayland State Bank	Mt. Pleasant	Iowa.
Community Bank	Muscatine	Iowa.
First National Bank Midwest	Oskaloosa	Iowa.
Horizon Federal Savings Bank	Oskaloosa	Iowa.
Pella State Bank	Pella	Iowa.
First State Bank	Riceville	Iowa.
Peoples Bank	Rock Valley	Iowa.
Union State Bank	Rockwell City	Iowa.
Rolfe State Bank	Rolfe	Iowa.
Security State Bank	Sheldon	Iowa.
First Community Bank	Sidney	Iowa.
St. Ansgar State Bank	St. Ansgar	Iowa.
Victor State Bank	Victor	Iowa.
Washington State Bank	Washington	Iowa.
Citizens State Bank	Waukon	Iowa.
West Iowa Bank	West Bend	Iowa.
Fidelity Bank	West Des Moines	Iowa.
State Savings Bank	West Des Moines	Iowa.
GuideOne Mutual Insurance Company	West Des Moines	Iowa.
Wilton Savings Bank	Wilton	Iowa.
White Rock Bank	Cannon Falls	Minnesota.
Currie State Bank	Currie	Minnesota.
State Bank of Danvers	Danvers	Minnesota.
State Bank of Delano	Delano	Minnesota.
Voyager Bank	Eden Prairie	Minnesota.
Inter Savings Bank, FSB	Edina	Minnesota.
Stearns Bank Evansville National Association	Evansville	Minnesota
1st United Bank	Faribault	Minnesota.
Border State Bank of Greenbush	Greenbush	Minnesota.
Citizens State Bank of Hayfield	Hayfield	Minnesota.
Farmers State Bank of Hoffman	Hoffman	Minnesota.
Fortress Bank Minnesota	Houston	Minnesota.
Security State Bank of Howard Lake	Howard Lake	Minnesota.
Key Community Bank	Inver Grove Heights	Minnesota.
First Security Bank-Lake Benton	Lake Benton	Minnesota.
Lake City Federal Bank	Lake City	Minnesota.
Lake Area Bank	Lindstrom	Minnesota.
First National Bank of Moose Lake	Moose Lake	Minnesota.
United Prairie Bank	Mountain Lake	Minnesota.
American Bank of the North	Nashwauk	Minnesota.
State Bank of New Prague	New Prague	Minnesota.
ProGrowth Bank	Nicollet	Minnesota.
Midwest Bank NA	Parkers Prairie	Minnesota.
The First National Bank of Pine City	Pine City	Minnesota.
Premier Bank Rochester	Rochester	Minnesota.
Sterling State Bank	Rochester	Minnesota.
Citizens State Bank of Roseau	Roseau	Minnesota.
Bremer Bank, National Association	St. Cloud	Minnesota.
St. James Federal Savings and Loan Association	St. James	Minnesota.
The Nicollet County Bank of St. Peter	St. Peter	Minnesota.
Farmers State Bank of Trimont	Trimont	Minnesota.
First National Bank of Walker	Walker	Minnesota.
Roundbank	Waseca	Minnesota.
Community Bank Winsted	Winsted	Minnesota.
First Independent Bank of Wood Lake	Wood Lake	Minnesota.
Citizens Bank of Amsterdam	Amsterdam	Missouri.
Community State Bank of Missouri	Bowling Green	Missouri.
Pony Express Bank	Braymer	Missouri.
CSB Bank	Claycomo	Missouri.
Citizens Union State Bank Trust	Clinton	Missouri.
First National Bank Trust Company	Columbia	Missouri.
Meramec Valley Bank	Ellisville	Missouri.
New Era Bank	Fredericktown	Missouri.
Bank Star One	Fulton	Missouri.
The Central Trust Bank	Jefferson City	Missouri.
Macon-Atlanta State Bank	Macon	Missouri.
Regional Missouri Bank	Marceline	Missouri.
Nodaway Valley Bank	Maryville	Missouri.
Independent Farmers Bank	Maysville	Missouri.
Heritage State Bank	Nevada	Missouri.
Southwest Community Bank	Ozark	Missouri.
Palmyra State Bank	Palmyra	Missouri.
Farley State Bank	Parkville	Missouri.
Perry State Bank	Perry	Missouri.
Citizens Community Bank	Pilot Grove	Missouri.
Pulaski Bank	Saint Louis	Missouri.
Bank of Salem	Salem	Missouri.
The Merchants Farmers Bank of Salisbury	Salisbury	Missouri.
Community Bank of Pettis County	Sedalia	Missouri.
Empire Bank	Springfield	Missouri.
The Signature Bank	Springfield	Missouri.
Liberty Bank	Springfield	Missouri.
Bank Star of the Bootheel	Steele	Missouri.
The Tipton Latham Bank, N.A	Tipton	Missouri.
Bank of Washington	Washington	Missouri.
West Plains Savings Loan Association	West Plains	Missouri.
The First and Farmers Bank	Portland	North Dakota.
First International Bank Trust	Watford City	North Dakota.
Federal Home Loan Bank of Dallas-District 9
SOUTHBank, A Federal Savings Bank	Huntsville	Alabama.
Community Bank	Cabot	Arkansas.
First Security Bank	Clarksville	Arkansas.
Bank of Eureka Springs	Eureka Springs	Arkansas.
First National Bank of Fort Smith	Fort Smith	Arkansas.
Bank of Lake Village	Lake Village	Arkansas.
Bank of the Ozarks	Little Rock	Arkansas.
First State Bank	Lonoke	Arkansas.
Arvest Bank	Lowell	Arkansas.
Union Bank of Mena	Mena	Arkansas.
First National Bank	Mount Ida	Arkansas.
First State Bank	Parkin	Arkansas.
First Arkansas Valley Bank	Russellville	Arkansas.
Bank of Salem	Salem	Arkansas.
First Security Bank	Searcy	Arkansas.
Simmons First Bank of Searcy	Searcy	Arkansas.
Fidelity Bank	Baton Rouge	Louisiana.
State Investors Bank	Metairie	Louisiana.
Globe Homestead FSA	Metairie	Louisiana.
Home Federal Savings and Loan Association	Shreveport	Louisiana.
Citizens BT Company of Vivian, LA, Inc	Vivian	Louisiana.
First Federal Bank for Savings	Columbia	Mississippi.
First Delta Federal Credit Union	Marks	Mississippi.
Pioneer Bank	Roswell	Mew Mexico.
First National Bank of Santa Fe	Santa Fe	Mew Mexico.
International Bank of Commerce	Brownsville	Texas.
First American Bank, SSB	Bryan	Texas.
American Bank, N.A	Corpus Christi	Texas.
State Bank and Trust Company, Dallas	Dallas	Texas.
Guaranty Bank	Dallas	Texas.
The Bank Trust, S.S.B	Del Rio	Texas.
Bank of the West	El Paso	Texas.
Government Employees Credit Union	El Paso	Texas.
New Era Life Insurance Company	Houston	Texas.
OmniBank, N.A	Houston	Texas.
Southwest Bank of Texas, N.A	Houston	Texas.
The First National Bank of Hughes Springs	Hughes Springs	Texas.
International Bank of Commerce	Laredo	Texas.
Liberty Bank	North Richland Hills	Texas.
Interstate Bank, ssb	Perryton	Texas.
Cypress Bank FSB	Pittsburg	Texas.
Benchmark Bank	Plano	Texas.
Community Credit Union	Plano	Texas.
First National Bank in Quanah	Quanah	Texas.
Peoples State Bank	Rocksprings	Texas.
Crockett National Bank	San Angelo	Texas.
Frost National Bank	San Antonio	Texas.
State Bank Trust of Seguin, TX	Seguin	Texas.
Citizens Bank	Slaton	Texas.
Texas National Bank	Tomball	Texas.
Southside Bank	Tyler	Texas.
First Victoria National Bank	Victoria	Texas.
TexasBank	Weatherford	Texas.
International Bank of Commerce	Zapata	Texas.
Federal Home Loan Bank of Topeka-District 10
Gateway Credit Union	Aurora	Colorado.
FirstBank of Avon	Avon	Colorado.
Canon National Bank	Canon City	Colorado.
Peoples National Bank Colorado	Colorado Springs	Colorado.
Ent Federal Credit Union	Colorado Springs	Colorado.
Citizens State Bank of Cortez	Cortez	Colorado.
Guaranty Bank and Trust Company	Denver	Colorado.
The State Bank	Rocky Ford	Colorado.
FirstBank of Vail	Vail	Colorado.
Community State Bank	Coffeyville	Kansas.
Conway Bank, N.A	Conway Springs	Kansas.
The City State Bank	Fort Scott	Kansas.
The Liberty Savings Association, FSA	Fort Scott	Kansas.
First National Bank	Independence	Kansas.
First Federal SL Independence	Independence	Kansas.
MidAmerican Bank Trust Company, NA	Leavenworth	Kansas.
Kansas State Bank of Manhattan	Manhattan	Kansas.
Stockgrowers State Bank	Maple Hill	Kansas.
Citizens State Bank of Marysville	Marysville	Kansas.
First Bank of Medicine Lodge	Medicine Lodge	Kansas.
Montezuma State Bank	Montezuma	Kansas.
Kansas State Bank	Overbrook	Kansas.
1st Financial Bank	Overland Park	Kansas.
First National Bank in Pratt, Kansas	Pratt	Kansas.
Rose Hill Bank	Rose Hill	Kansas.
The Bennington State Bank	Salina	Kansas.
Security State Bank	Scott City	Kansas.
First National Bank of Scott City	Scott City	Kansas.
Centera Bank	Sublette	Kansas.
First FSLA of WaKeeney	WaKeeney	Kansas.
Kaw Valley State Bank	Wamego	Kansas.
First National Bank of Wamego	Wamego	Kansas.
Fidelity Bank	Wichita	Kansas.
First National Bank and Trust of Fullerton	Fullerton	Nebraska.
Geneva State Bank	Geneva	Nebraska.
Equitable Federal Savings Bank of Grand Island	Grand Island	Nebraska.
Home FSLA of Grand Island, Nebraska	Grand Island	Nebraska.
Harvard State Bank	Harvard	Nebraska.
Hershey State Bank	Hershey	Nebraska.
Nebraska National Bank	Kearney	Nebraska.
Platte Valley State Bank and Trust Company	Kearney	Nebraska.
Bank of Keystone	Keystone	Nebraska.
Home FSLA of Nebraska	Lexington	Nebraska.
Lincoln Federal Savings Bank of Nebraska	Lincoln	Nebraska.
Security Federal Savings	Lincoln	Nebraska.
Sherman County Bank	Loup City	Nebraska.
First National Bank Northeast	Lyons	Nebraska.
The Bank of Madison	Madison	Nebraska.
Madison County Bank	Madison	Nebraska.
Bank of Norfolk	Norfolk	Nebraska.
Nebraskaland National Bank	North Platte	Nebraska.
First National Bank North Platte	North Platte	Nebraska.
Pender State Bank	Pender	Nebraska.
Midwest Bank, N.A	Pierce	Nebraska.
Town Country Bank	Ravenna	Nebraska.
Sidney Federal Savings Loan Association	Sidney	Nebraska.
Dakota County State Bank	South Sioux City	Nebraska.
Springfield State Bank	Springfield	Nebraska.
Bank of St. Edward	St. Edward	Nebraska.
Tecumseh Building and Loan Association	Tecumseh	Nebraska.
First National Bank	Utica	Nebraska.
Farmers State Bank	Wallace	Nebraska.
Saline State Bank	Wilber	Nebraska.
Citizens National Bank of Wisner	Wisner	Nebraska.
66 Federal Credit Union	Bartlesville	Oklahoma.
Bank of Cordell	Cordell	Oklahoma.
Bank of Hydro	Hydro	Oklahoma.
Armstrong Bank	Muskogee	Oklahoma.
Citizens State Bank	Okemah	Oklahoma.
First Enterprise Bank	Oklahoma City	Oklahoma.
Union Bank, N.A	Oklahoma City	Oklahoma.
The First National Bank of Texhoma	Texhoma	Oklahoma.
Grand Bank	Tulsa	Oklahoma.
Community Bank Trust Company	Tulsa	Oklahoma.
Energy One Federal Credit Union	Tulsa	Oklahoma.
First Bank Trust	Wagoner	Oklahoma.
Canadian State Bank	Yukon	Oklahoma.
Federal Home Loan Bank of San Francisco-District 11
BankUSA, FSB	Phoenix	Arizona.
Fremont Investment Loan	Anaheim	California.
Vista Federal Credit Union	Burbank	California.
La Jolla Bank, FSB	Rancho Santa Fe	California.
Eastern International Bank	Los Angeles	California.
Chevron Texaco Federal Credit Union	Oakland	California.
United Labor Bank, FSB	Oakland	California.
Wescom Credit Union	Pasadena	California.
California Bank and Trust	San Diego	California.
San Diego County Credit Union	San Diego	California.
United Commercial Bank	San Francisco	California.
Citibank (West), FSB	San Francisco	California.
Luther Burbank Savings	Santa Rosa	California.
Community Banks of Tracy	Tracy	California.
Yolo Community Bank	Woodland	California.
Redding Bank of Commerce	Yuba City	California.
Federal Home Loan Bank of Seattle-District 12
First Bank	Ketchikan	Alaska.
Territorial Savings Bank	Honolulu	Hawaii.
Central Pacific Bank	Honolulu	Hawaii.
Farmers and Merchants State Bank	Boise	Idaho.
Home Federal Bank	Nampa	Idaho.
American Bank of Montana	Bozeman	Montana.
Valley Bank of Helena	Helena	Montana.
Chetco Federal Credit Union	Brookings	Oregon.
Northwest Community Credit Union	Eugene	Oregon.
LibertyBank	Eugene	Oregon.
West Coast Bank	Lake Oswego	Oregon.
PremierWest Bank	Medford	Oregon.
McKay Dee Credit Union	Ogden	Utah.
Centennial Bank	Ogden	Utah.
Mountain America Credit Union	Salt Lake City	Utah.
American Investment Bank, N.A	Salt Lake City	Utah.
Zions First National Bank	Salt Lake City	Utah.
Cowlitz Bank	Bellevue	Washington.
Kitsap Community Federal Credit Union	Bremerton	Washington.
State Bank of Concrete	Concrete	Washington.
Washington State Bank, N.A	Federal Way	Washington.
Venture Bank	Lacey	Washington.
Sound Banking Company	Lakewood	Washington.
Spokane Teachers Credit Union	Liberty Lake	Washington.
Heritage Savings Bank	Olympia	Washington.
First Savings Bank of Renton	Renton	Washington.
Viking Community Bank	Seattle	Washington.
The Wheatland Bank	Spokane	Washington.
TAPCO Credit Union	Tacoma	Washington.
Banner Bank	Walla Walla	Washington.
Security First Bank	Cheyenne	Wyoming.
First National Bank Trust	Powell	Wyoming.
Cowboy State Bank	Ranchester	Wyoming.
First State Bank of Thermopolis	Thermopolis	Wyoming.

II. Public Comments

To encourage the submission of public comments on the community support performance of Bank members, on or before April 28, 2005, each Bank will notify its Advisory Council and nonprofit housing developers, community groups, and other interested parties in its district of the members selected for community support review in the 2004-05 fifth quarter review cycle. 12 CFR 944.2(b)(2)(ii). In reviewing a member for community support compliance, the Finance Board will consider any public comments it has received concerning the member. 12 CFR 944.2(d). To ensure consideration by the Finance Board, comments concerning the community support performance of members selected for the 2004-05 fifth quarter review cycle must be delivered to the Finance Board on or before the May 26, 2005 deadline for submission of Community Support Statements.

Dated: April 18, 2005.

Mark J. Tenhundfeld,

General Counsel.

[FR Doc. 05-8037 Filed 4-21-05; 8:45 am]

BILLING CODE 6725-01-P